Payday Loans

SEE IF YOU PRE QUALIFY NOW. *IF YOU ARE PRE APPROVED, A REPRESENTATIVE WILL CALL YOU TO BRING IN REQUIREMENTS TO GET FUNDED. LOANS ARE DONE IN STORE ONLY, THIS IS JUST A PRE QUALIFICATION.

PRE APPROVAL FORM PERSONAL INFORMATION


INCOME INFORMATION

*You do not need to disclose income from alimony, child support or seperate maintenance if you do not wish it to be considered as a basis for repaying this obligation.


Banking Information

I CERTIFY TO THE BEST OF MY KNOWLEDGE THAT ALL OF THE INFORMATION STATED ABOVE IS TRUE. I AUTHORIZE ADVANCE PAYDAY PLUS, INC. TO CONDUCT A TELETRACK REPORT(NOT A CREDIT REPORT)TO DETERMINE LOAN ELIGIBILITY AND THAT AN ADVANCE PAYDAY PLUS REPRESENTATIVE MAY CONTACT ME VIA TELEPHONE OR EMAIL WITH MY APPROVAL STATUS.


I ACCEPT MY TYPED NAME BELOW AS MY ELECTRONIC SIGNATURE AND AUTHORIZATION:

Type Name

payday loan (also called a payday advancesalary loanpayroll loan,  short term, or cash advance loan) is a small, short-term loan, due upon borrower’s next pay date.

Advance Pay Day Plus, Inc.’s Requirements (*subject to approval)

  1.  Must have Open and active checking account(bring in your most recent bank statement)
  2. Direct deposit of income(some exceptions may be made)
  3. Must have verifiable income
  4. A blank check from your checking account(if you dont have a check we will provide one for you) 
  5.  Non expired government issued ID.

To apply in person:Visit our location at 724 Highland Avenue, Suite B in National City, CA 91950.

To Pre qualify online submit application ABOVE:

 *Online form submission is a  pre qualification only, in store funding must be made upon approval.

FAQ Payday Advance

WHAT IS A PAYDAY ADVANCE?

It is a short term loan with payment due in full on borrower’s next pay day. Borrower writes a postdated check to the lender

WHAT ARE THE REQUIREMENTS FOR A PAYDAY ADVANCE?

To qualify, you must have a checking account open for at least three (3) months in good standing with your bank, a permanent full time job(direct deposit), State-issued identification, verifiable mailing address and phone, at least 18 years of age and a U.S. citizen. SSI and Retirement recipients(direct deposit) are also qualified.

Federal law imposes limitations on credit available to active duty members of the armed forces and their dependents. Advance Pay Day Plus does not provide loans to active military members or their dependents.

HOW MUCH CAN I BORROW?

Payday loans are small loans usually given by direct lenders and are intended to help people manage short-term financial difficulty. The amount you can borrow depends on your total bi-weekly net income, normally 25% of your bi-weekly net income or $255 whichever is lower.

DO I HAVE TO HAVE DIRECT DEPOSIT?
Yes, at this time we only approve loans based on direct deposit pay. Some exceptions will be made.
WHAT IF I DONT HAVE A CHECK FROM MY CHECKING ACCOUNT?
We are able to assist you with printable checks in store.
HOW DO I APPLY?

In-store or get pre approved online. You must fill out a loan request form, provide your most recent bank statement showing direct deposit and your ID. we then run a TELETRACK report(this is not a credit report) to verify that you do not have any outstanding pay day advances with other companies(charge-offs).

 

CAN I APPLY IF I HAVE OTHER PAY DAY ADVANCES?
Yes, we base our approvals on ability to pay. As long as the loans are current and not in default we consider your income and the other loan amounts when making a decision of approval.

Thank you for visiting our Web site. Advance Pay Day Plus, Inc. has been providing quality service in the San Diego area for over  20 years.  We specialize in financial services

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Monday -Thursday: 9:00 AM to 6:00 PM
Friday:  9:00 AM to 7:00 PM
Saturday: 9:00 AM to 5:00 PM
Sunday: CLOSED

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